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Junior Loan Underwriter - Small Business

Location : North Miami, FL
Job Type : Direct
Hours : Full Time
Required Years of Experience : +1
Required Education : Bachelor Degree
Travel : No
Relocation : No

Junior Loan Underwriter - Small Business

A non-banking lending institution, located in North Miami area, focused on small to medium-size business financing nationwide, is looking to hire Junior Underwriters.

If you are a candidate interested to work in a fast pace environment, where you can have a great opportunity to learn about Small Businesses Financing, along side with senior managers, with a strong Technology tools. This is a job for you.


Job Description

  • Responsible for full cycle underwriting process of new files and renewals.

  • Analyze of credit reports, bank statements, and various other business documentation.

  • Perform detailed financial analysis to determine the credit worthiness of a merchant.

  • Make decisions based on company checklists and guidelines.

  • Issue Business Loans approvals.

  • Communicate with ISO's, sales managers, and merchants in both written and verbal form.

  • Negotiate terms and rates and assists in resolving problems that may arise on pending contracts.

Qualifications and Skills

  • Bachelor's degree in finance, accounting, or similar

  • Experience working in a financial institution underwriting small businesses, commercial credit analysis or commercial underwriting role working with small businesses loans

  • Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections

  • Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts

  • Basic knowledge of credit principles, lending operations, loan research, and general credit policies

  • Team player with the ability to take the initiative

  • Detail oriented, ability to work well under pressure and multi-task

  • Strong written and verbal communication skills

  • Spanish speaking a plus

  • Problem recognition and resolution skills


Job Type: Full-time


Salary: $40,000.00 to $45,000.00 /year

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