A non-banking lending institution, located in North Miami area, focused on small to medium-size business financing nationwide, is looking to hire Junior Underwriters.
If you are a candidate interested to work in a fast pace environment, where you can have a great opportunity to learn about Small Businesses Financing, along side with senior managers, with a strong Technology tools. This is a job for you.
Responsible for full cycle underwriting process of new files and renewals.
Analyze of credit reports, bank statements, and various other business documentation.
Perform detailed financial analysis to determine the credit worthiness of a merchant.
Make decisions based on company checklists and guidelines.
Issue Business Loans approvals.
Communicate with ISO's, sales managers, and merchants in both written and verbal form.
Negotiate terms and rates and assists in resolving problems that may arise on pending contracts.
Qualifications and Skills
Bachelor's degree in finance, accounting, or similar
Experience working in a financial institution underwriting small businesses, commercial credit analysis or commercial underwriting role working with small businesses loans
Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections
Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts
Basic knowledge of credit principles, lending operations, loan research, and general credit policies
Team player with the ability to take the initiative
Detail oriented, ability to work well under pressure and multi-task