Analyze the risk inherent in the issuance of homeowner insurance policies to determine if the property is an acceptable risk.
Apply underwriting guidelines to make recommendations or decisions on Homeowner and Dwelling Fire insurance applications.
Approve new business applications.
Review underwriting guidelines, property inspections, and other documentation to support underwriting decisions. Ability to work independently. Communicate clearly and concisely in writing and orally with people of various backgrounds.
Assist agents in correct policy application.
Issue policies for property insurance
Managed risk for assigned area in personal lines
Inspected homes for risk assessment in electrical, roofing, plumbing, and structures
Monthly agent training meetings
Prepared profitability plans
Implement a training program for customer service representatives procedures and Internet applications
2-4 year experience as Insurance Underwriter (personal Lines), preferable from an insurance carrier
Proficient in MS Excel
Attention to detail, problem solving, positive attitude
Must be 2-20 licensed
Bachelor’s degree in related field. Experience may be considered in lieu of education.
Ability to problem solve using critical thinking and sound decision making
Schedule: Mon – Fri (10am-7pm)
Can be located in the Miami FL or Saint Petersburg FL
SKILLS / COMPETENCIES:
Excellent verbal and written communication skills for communicating with a widely varied audience.
Proven ability to analyze plan documents, policies, and contracts; to analyze customer needs and determine the most appropriate solution; and to set work priorities in accordance with established standards.
Compensation: 60k - 70k salary (depending on experience)