a fast growing Corporate Banking team in Miami, FL is looking to hire a
Corporate Banking Underwriter:
Underwrite "commercial & industrial" (C&I) credit requests with credit exposure greater than $10 million
Will develop a strong understanding of the Bank's credit policies and procedures
Gather, review, and analyze various forms of financial data in order to underwrite commercial (C&I) loan requests
Work directly with clients to develop a comprehensive understanding of their business fundamentals, financing need(s), and operating performance/condition.
Review and analyze personal financial information for guarantors including personal financial statements, tax returns, real estate schedules, liquidity statements and credit reports to determine strength of personal guarantors.
Prepare Credit Approval Packages for all new underwritings, modifications, and annual reviews
Presenting loan requests for formal approval
Spread financial statements in Moody's Risk Origins
Participate in preparation of prescreen memoranda for discussion with Credit Officers
Other duties and special projects may be assigned.
Credit Education (highly preferred)
Bachelor Degree in Business, Accounting, Economics or related field
+3-5 year underwriting experience of loans greater than $10mm